Discussion of article "Payments and payment methods" - page 160

 
Vladislav Andruschenko #:
That's how all services work. Plus, you have to pay taxes. That's why I personally don't understand all your complaints. It's normal to pay a commission to the store. Yes, there's also a commission for withdrawals. Then, you transfer all the money to your bank account and pay taxes to your country. That's how business works—it's normal. I've never used PayPal; I always withdraw directly to a bank account. Everything works perfectly.

With all due respect, I think you're either being intellectually dishonest or you didn't understand his point at all. Yes, taxes and commissions are normal, but wire transfers aren't an option for sellers who don't have a high sales turnover like you seem to have. I'm sure most developers here fall into that category.

His point is that WebMoney is way more expensive than PayPal because when you withdraw from MQL5 to WebMoney, the USD converts to WMZ. Then, to actually use it, you need to convert WMZ to WMT with terrible fees, just in this step alone, you already lose somewhere between 15% and 25%.

After that, once you have WMT, you have two bad choices: either trade it via P2P, which is risky and costs another big chunk, or transfer it directly to your bank account, where WebMoney will charge a percentage plus a fixed WMT fee. So, compared to PayPal, it's ridiculously expensive. It seems like the whole WebMoney ecosystem is designed to eat away at your balance at every step.

Also, I find it odd that when a platform removes a payment processor, instead of pushing for better options and more withdrawal methods, some users just say things like “Yeah that's normal" or “Find a workaround”. It almost sounds like they're taking the platform's side for some unknown reason.

 
Lorentzos Roussos #:

USDT is the digital equivalent of the us dollar in crypto and webmoney uses it to operate in certain regions if i understood correctly.

[if you use webmoney confirm this] so you could route to web money and then route to a tron wallet (hypothesis) and from the tron wallet to a crypto exchange.

I know but webmoney is not allowed in US

 
Paul Anscombe #:

It’s a stupid decision because cards are not working in UK. Will end up removing my products from here.

Crazy to make things difficult for sellers they will just leave.

They will keep taking the 20% but wont give updated options for getting paid

 
Vladislav Andruschenko #:
That's how all services work. Plus, you have to pay taxes. That's why I personally don't understand all your complaints. It's normal to pay a commission to the store. Yes, there's also a commission for withdrawals. Then, you transfer all the money to your bank account and pay taxes to your country. That's how business works—it's normal. I've never used PayPal; I always withdraw directly to a bank account. Everything works perfectly.

but look at your sales. It could take a year or more from some to get to 3k. 

 
Paul Anscombe #:

It’s a stupid decision because cards are not working in UK. Will end up removing my products from here.

Crazy to make things difficult for sellers they will just leave.

There are other places. I started putting mine elsewhere

 
Pedro Potter #:

With all due respect, I think you're either being intellectually dishonest or you didn't understand his point at all. Yes, taxes and commissions are normal, but wire transfers aren't an option for sellers who don't have a high sales turnover like you seem to have. I'm sure most developers here fall into that category.

His point is that WebMoney is way more expensive than PayPal because when you withdraw from MQL5 to WebMoney, the USD converts to WMZ. Then, to actually use it, you need to convert WMZ to WMT with terrible fees, just in this step alone, you already lose somewhere between 15% and 25%.

After that, once you have WMT, you have two bad choices: either trade it via P2P, which is risky and costs another big chunk, or transfer it directly to your bank account, where WebMoney will charge a percentage plus a fixed WMT fee. So, compared to PayPal, it's ridiculously expensive. It seems like the whole WebMoney ecosystem is designed to eat away at your balance at every step.

Also, I find it odd that when a platform removes a payment processor, instead of pushing for better options and more withdrawal methods, some users just say things like “Yeah that's normal" or “Find a workaround”. It almost sounds like they're taking the platform's side for some unknown reason.

I just wanted to say that I’ve never used PayPal because it’s not available in my country. However, I have used WebMoney, so I’m familiar with how it works. Unfortunately, there are many nuances related to the misuse of this platform, including the circulation of 'dirty' money through accounts and the withdrawal of 'clean' funds. I believe the issue here is not with the company itself, but rather with PayPal. Similar situations have occurred with other services in the past, leading to their closure under the same pattern.

That said, I’m confident the company will address this matter. However, if PayPal has decided not to operate here, it’s unlikely to return.

By the way, I also used to lose around 30% on WebMoney, plus a 20% commission from market , so I completely understand your frustration.

I just want to say that this is paypal's decision, not metaquotes's.
 
Vladislav Andruschenko #:
I just wanted to say that I’ve never used PayPal because it’s not available in my country. However, I have used WebMoney, so I’m familiar with how it works.

What country are you from?

  • PayPal has been working perfectly in Ukraine since at least 2022; I use PayPal, I know what I'm talking about.
  • It is not allowed to use WebMoney in Ukraine. Moreover, I have heard that in judicial practice there are already cases of criminal cases being initiated for using WebMoney.
[Deleted]  
@Vladislav Boyko #:

What country are you from?

  • PayPal has been working perfectly in Ukraine since at least 2022; I use PayPal, I know what I'm talking about.
  • It is not allowed to use WebMoney in Ukraine. Moreover, I have heard that in judicial practice there are already cases of criminal cases being initiated for using WebMoney.
PayPal is longer available here on this website. They pulled out. Have you not been reading the posts? That is why there is all this commotion!
 
Vladislav Andruschenko #:
I just wanted to say that I’ve never used PayPal because it’s not available in my country. However, I have used WebMoney, so I’m familiar with how it works. Unfortunately, there are many nuances related to the misuse of this platform, including the circulation of 'dirty' money through accounts and the withdrawal of 'clean' funds. I believe the issue here is not with the company itself, but rather with PayPal. Similar situations have occurred with other services in the past, leading to their closure under the same pattern.

That said, I’m confident the company will address this matter. However, if PayPal has decided not to operate here, it’s unlikely to return.

By the way, I also used to lose around 30% on WebMoney, plus a 20% commission from market , so I completely understand your frustration.

I just want to say that this is paypal's decision, not metaquotes's.

From my perspective, it looks like you were trying to downplay the situation and shift the blame onto the users who are upset because their funds are stuck on the platform by saying things like "That's why I personally don't understand all your complaints".

That came across as a bit unfair to me. Plus, it didn't even seem like you understood what @Dustin Vlok said, or maybe you just acted like you didn't. And about PayPal deciding to stop operating with MetaQuotes, yeah, we're all well aware of that by now. Like you, we all just hope the company actually addresses this at some point.

 
Vladislav Boyko #:

What country are you from?

  • PayPal has been working perfectly in Ukraine since at least 2022; I use PayPal, I know what I'm talking about.
  • It is not allowed to use WebMoney in Ukraine. Moreover, I have heard that in judicial practice there are already cases of criminal cases being initiated for using WebMoney.
I used Webmoney before it was banned. And I used it successfully before the National Bank blocked it. As for PayPal, it is not allowed to accept it in Ukraine. You can pay with it, but you cannot accept money on it. Or is that not true? At least I did not use it because I prefer to work honestly and work only with the official banking system.