🧰 How to Build a Multi-Asset Risk Plan (Forex, Gold, Indices, Crypto)

🎯 The Lesson

Trading multiple assets feels like diversification.
But each market behaves differently — volatility, spreads, gaps, trading hours, and risk profiles are not the same.
If you use one risk rule for all assets, you’re mispricing risk and inviting drawdowns.

Professionals use a multi-asset risk plan so every market is traded on equal risk, not equal lot size.

📊 1. Each Asset Has a Different Risk Personality

Same lot size ≠ same risk.
Risk must be normalized, not copied.

⚙️ 2. Set Different Risk Caps per Asset Class

Professional baseline limits:

• Forex: up to 1–2% per trade

• Gold: max 0.5–1% per trade

• Indices: max 0.5–1% per trade

• Crypto: 0.25–0.5% per trade (or avoid entirely)

If you risk 2% on BTC like EURUSD, your account won’t survive volatility.

🧮 3. Normalize Risk Using Stop Distance

Always calculate size from risk, not lots.

Example:

• Account: $10,000

• Risk: 1% = $100

Forex trade

• Stop: 25 pips → $4/pip → 0.40 lot

Gold trade

• Stop: 250 points → $0.40/point → reduced size

Different markets, same dollar risk.
This is professional normalization.

🔗 4. Control Cross-Asset Correlation

Many assets move together:

• USD strength → EURUSD ↓, XAUUSD ↓, NAS100 ↓

• Risk-off → Indices ↓, Crypto ↓, Gold ↑

Rule:
👉 Max 6% total exposure across all correlated assets
Better for retail: 3–4% max

Forex + Gold + Indices in the same direction = one idea, not three.

🕒 5. Respect Trading Hours Per Asset

• Forex → trade London & NY

• Gold → avoid Asia spikes

• Indices → trade cash session only

• Crypto → beware weekends & thin liquidity

Risk increases outside optimal hours — reduce size or stay flat.

🛑 6. Install a Portfolio Risk Stop

Portfolio rules used by funds:

• Max daily loss: 2%

• Max weekly loss: 4%

• Max monthly drawdown: 8–10%

• Hit the limit → stop trading, regardless of asset

This protects your account from cross-market chaos.

🚀 Takeaway

Trading multiple assets doesn’t make you safer —
structured risk does.

A multi-asset risk plan keeps every market on equal footing, prevents hidden correlation damage, and smooths your equity curve across different conditions.

Different markets.
Different rules.
Same discipline.

📢 Join my MQL5 channel for more trading & risk-management insights:
👉 https://www.mql5.com/en/channels/issam_kassas