Discussion of article "Payments and payment methods" - page 127

 
Sergey Golubev #:

UnionPay (I hope it will work for withdrawal once again)?
The Visa/Master card of the foreign bank (from the other country)?
Some more?

I explained the story about "global restrictions" which came from the foreign countries (from one side) and from Russian Central bank (from an other side) ...
but the users found the ways to deposit and to withdraw (legal ways).
So, you can find your ways.

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There is famous Russian song (ironical song):

Poetry came in. :D
 
Sergey Golubev #:

1. I want to tell you one story ... one day I woke up in the morning, and all my Visa/Mastercards stopped working (and I had some money on some of them).
Paypal stopped working for whole the country, Visa/Mastercards stopped working everywhere in the country and outside the country as well,
Webmoney (originally - the payment system from the EU) was banned by Russian Central Bank in Russia for Russian currency ...
So, one day I woke up in the morning ...and everything stopped working for all the people in my country ...

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2. The users on Russian forum opened the threads (it was one year ago):

They were asking the admins about what to do.

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3. The admins explained everything on the following way:
MetaQuotes company is the company registered in EU, and the company is operating from inside EU (having the Head Office in the EU),
and the payment gateways are from EU and from the United States
(it means: there are governmental regulation bodies in EU and in the US, and the payment getaways should follow everything related to them).

For example - the admins replied:

  • "Unfortunately, we are limited in payouts by our payment gateways and tax jurisdictions".
  • "The problems lie outside the technical framework".
  • "Unfortunately, crypto methods and stablecoins are not available to us now".
  • "We are completely dependent on payment gateways for depositing/withdrawing payments".

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4. The users on those 2 threads were discussing (between themselves) about what to do (How to pay for services now? and How to withdraw money now? ).
And they discovered the following ways (to deposit and to withdraw):

4.1. Webmoney. Yes, this EU payment system was banned in Russia, but we can still withdraw funds to webmoney in dollars, and after that - we can go to webmoney online currency exchange service (webmoney original online exchange service) to convert it to the local currency and to withdraw to Russian bank card.

It is not easy way, especially because not everybody is having webmoney wallet (not everybody is validated by Webmoney inside the country) ..
and because it was banned in Russia  ...
Besides, if someone does not have webmoney wallet (validated one) and wants to open it so it is necessary to go to webmoney office
to meet the webmoney managers in persons to be validated  (and for tax dept as well) ...

But some users already had/have validated webmoney wallets so they can use it.

4.2. UnionPay. Some banks started to issue the UnionPay bank card. Virtual UnionPay card - for free, "plastic" is for about 70 dollars.
It was the way to withdraw to UnionPay card (and it worked), but this method is disappeared now.
So, they (validated sellers from Russia together with all validated sellers from China) are waiting for this method will be appeared once again.
Yes, admins told that UnionPay will be acceptable for withdrawal once again (in the future) and they are working on it.

For example, I was on vacation in Turkey this year, and I used UnionPay "plastic card" (the UnionPay card issued by Russian bank) to withdraw money
(turkish liras) from any ATM machines with not a problem at all.

4.3. Foreign banks cards. It is the next method which is working now. Some users (who are having some relatives abroad) are having the cards of foreign banks,
and those cards are working for withdrawal (and working everywhere except Russia). It is not popular method (for many reasons incl for some limitations as well).

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Nothing was stopped ... yes, it was some weeks where the people were in shock, especially that it is very difficult to get a cash (US dollars and euro) in the country (there is some limitation for cash by the decision of Russian Central Bank)  ...
but after that (after several weeks) - the people started to discover the valid/legal and official ways to withdraw, to deposit, to travel, to do business and so on.
So, nothing was stopped, and the life is going on.

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As I explained - MQL5.com support has nothing to do with it.
Of course, MQL5 support knows about this issue and trying to fix it as much as they can.
But as I explained: the governmental regulating bodies are from the EU and from the US,
and the MQL5.com support will not break any rules and regulations which were issued by the governments.

The only way in this situation is the following:
be flexible
(on the ways as the other users fixed it for themselves).

Thanks

I will try to get UnionPay card , maybe it's accept in future

 
Yashar Seyyedin #:

I sent also.

good

 
Omega J Msigwa #:

you are so impatient, yesterday you were told to wait the issue will be fixed but the wait takes about a few hours you attempt to withdraw again and you are back complaining about the issue, Relax bro

I just want to know where is the problem exactly


we will wait until MQ to solve the problem

 
Sergey Golubev #:

UnionPay (I hope it will work for withdrawal once again)?
The Visa/Master card of the foreign bank (from the other country)?
Some more?

I explained the story about "global restrictions" which came from the foreign countries (from one side) and from Russian Central bank (from an other side) ...
but the users found the ways to deposit and to withdraw (legal ways).
So, you can find your ways.

------------------------

There is famous Russian song (ironical song):

I tried to register in UnionPay, but it accept few countries now 

(hong kong, japan, korea, mainland, macau, taiwan) only

 
Nebal S I Saloul #:

I tried to register in UnionPay, but it accept few countries now 

(hong kong, japan, korea, mainland, macau, taiwan) only

I was talking about the banks which are proposing UnionPay cards (your local banks or the banks in neighboring countries).
 
Ifeanyi Paul Ezendukaku #:
Where does the flexibility come in? when some countries are restricted from using PayPal, visa and Mc do not work and now webmoney is having issues. What alternatives do users from these countries have

This is my issue, Only webmoney works for me on this site --period. Paypal is restricted to many African countries including mine, my visa cards works on every site except here

Now that webmoney has problems it just adds salt to the wounds. The solution is to add flexibility by adding more withdraw options

 

When I described the ways so it was some information about UnionPay cards (those cards were available for withdrawal in past).
So, the people on this thread (How to withdraw money now?) tested every single bank in the country (the banks which are proposing UnionPay cards).
Yes, every single bank was tested for withdrawal (because not all the banks were accepted to withdraw).
After that - they made a conclusion about the several banks with UnionPay cards (2 or 3 banks only) which can be used for withdrawal here.

Because there are some users who do not want to do anything for themselves ... their card from their bank does not work for withdrawal (for unknown reason) ... and they are sitting and waiting ... they are not going to the other bank to open the other card to check, they are not going to the other country to get card of foreign bank ... They care about one their bank having one card which does not work for withdrawal ("sitting and waiting" manner).

 
Sergey Golubev #:

Because there are some users who do not want to do anything for themselves ... their card from their bank does not work for withdrawal (for unknown reason) ... and they are sitting and waiting ... they are not going to the other bank to open the other card to check, they are not going to the other country to get card of foreign bank ... They care about one their bank having one card which does not work for withdrawal ("sitting and waiting" manner).

Seriously, going to the foreign country just to get a card that allows withdrawing in MQL5? all my cards works everywhere else except on this site. Is that a reason for me to go on a foreign country just to get a card that I'm not even sure it will also be accepted here, how costly would that be? you can't do that online. By the way this is not easy as you make it to be. Have you tried yourself? You are in Russia I guess everything works out for you on this site

 
Omega J Msigwa #:

Seriously, going to the foreign country just to get a card that allows withdrawing in MQL5? all my cards works everywhere else except on this site. Is that a reason for me to go on a foreign country just to get a card that I'm not even sure it will also be accepted here, how costly would that be? you can't do that online. By the way this is not easy as you make it to be. Have you tried yourself? You are in Russia I guess everything works out for you on this site

Exactly, so I have to travel to Europe and North America to get a card that will work. 
Let's assume the tables where turned, can you come to South Africa from Russia to get a card that can work?