To the wheel or the cry of the soul ... Withdrawal systems in MQL5 - page 5

 

I'm reading this thread and I don't understand...

The IC introduced ePayments a long time ago for withdrawal - there is an option to make cards, you can withdraw cash from the card or transfer to another card. I cashed a couple of times, but did not understand their komsa - instead of $ 100 I was able to withdraw ~ 90, but the card remained 5. Then I just started transferring to other cards.

I have for example 3 cards from ePayments, Yandex, PrivatBank. Withdrawal I order on ePayment, the card of this system is most convenient to pay in shops. If I need cash I am transferring to card from YAD then from YAD to Privat - I lose about 2-3% for all these manipulations. You can withdraw from YAD, but there is some rubbish with the rates, you may then just withdraw a few hundred rubles a week.

2 - 3% to lose is normal for me, the same komsa if it was withdrawn to the card directly.

ZS. Of course, if there was also a withdrawal to JD, it would be chic.

 
Alexey Volchanskiy:

Renat, of course I am not a financial worker and I cannot assess the complexity of the task. But, unlike some forum participants, I try to approach questions in a balanced way, without being juvenile.

I cannot be a specialist in all areas, including finance, so I always use comparisons.

This is what I am talking about - not specialists who draw conclusions by comparative methods, and even with great stretching. Also, completely ignorant of the problems of cross-border transfers, but demanding them.

At the same time, you are arguing with someone who knows the subject better and ensures it in practice.

Unfortunately, in Russia, electronic payments will soon be not just bad, but completely useless. Today's problems with Russian electronic payment systems are only a development in the process.

 
Renat Fatkhullin:


Unfortunately, in Russia electronic payments are about to become not just bad, but completely bad. Today's problems with Russian electronic payment systems are just a development in the process.

Everything will be fine, as long as Sber does not monopolize it...

There are no problems with the payment systems now, at least not for me as a user.

Maybe we are talking about different things?

I, for example, do not need a card from mcl, on the other hand accepting payments through my cashier for a legal entity I set up from scratch in three weeks (all kinds of payments including cash through a terminal), with the withdrawal is not yet faced, I can not say anything
 
Renat Fatkhullin:

This is what I am talking about - not specialists, drawing conclusions by comparative methods, and even with great stretching of the imagination. In addition, completely ignorant of the problems of cross-border transfers, but demanding them.

At the same time, you are arguing with someone who knows the subject better and ensures it in practice.

Unfortunately, in Russia, electronic payments will soon be not just bad, but completely useless. Today's problems with Russian electronic payment systems are only a development in the process.

Because it is not specialists,Renat You created the topic"Do you want debit cards from our service for payments, withdrawals of earnings from ATMs, etc.?

Pure curiosity: Can't a full banking organisation be ordered to receive and send funds? Then how do the brokers work on deposit and withdrawal ?

I and many others have hoped for cards or other ways of withdrawal more or less adequate.

What about Yandex money ? Skrill ? Neteller ?


 
Vladimir Pastushak:

Withdrawal 500 Dollars

PayPal commission 2%

Total amount sent is 510

But a different amount came into the account

It should have been 32,160 but it wasn't...

32,160 - 31410,91 = 749 PayPal squeezed that in addition to the 2% commission or 10 quid

That's 749 + 643 = 1392 .....

Guys I think everyone understands that commissions have to be paid, it's normal and probably no one minds.

But Pai Pai is stealing money on exchange rate differences.

I am willing to pay and 3% for withdrawal, but directly to the card,

The market is developing, users come and there are three systems and they are inadequate....

Cool thread title , Do co.

There is an anecdote from Lukashenko.

He was asked: How long will you be president (he has a grandson Kolya growing up).

Answer: I will correct it before Kolya.

--

Many systems have "their" internal rate and do not care about the central bank rate or any other rate

 
Yuriy Zaytsev:

Nice topic title, Do cole...

There's an anecdote from Lukashenko.

He was asked: Until when will you be president, (by the way, he has a grandson Kolya).

Answer: Here's to Kolya and I'll be reigning in.

--

Many systems have "their" internal exchange rate and don't care about the cb or other exchange rate

Any organisations have to work in the interests of their customers.

In other words, they should choose the most honest and adequate service among all, and other services should strive to become more honest and interesting to compete and not be hungry.

This is called competition.

I understand that PP deftly squeezes dough from all kinds of Chinese junk, and these guys are happy to get their kopecks and do not even understand where they got screwed.

But to do this to people who work with currency and the exchange rate is ridiculous ...

I actually find it ridiculous to listen to pathetic excuses from PP about their internal exchange rate.

In simple terms about internal coercive money taking. (Veiled fraud).

And I'd love to take advantage of the competition, but there just aren't any, some kind of closed loop situation...

 
Renat Fatkhullin:

...

Unfortunately, in Russia electronic payments are about to become not just bad, but totally useless. Today's problems with Russian electronic payment systems are just a development in the process.

Optimistic. So the bottom has not yet been reached... Would someone please tell me what is actually going on?
 
Alexey Volchanskiy:

I should add that I, a private person, can now arrange to receive and send payments to VISA and MC cards. Well, for sure I, as a private person, will get a higher commission than the MC. But that is not the point. The point is that desire creates opportunities and reluctance creates obstacles.

Off-topic, but illustrative. I live in a small suburban area, lots of small shops. And I constantly pounded on all the saleswomen and owners - yes, you do acquiring at last, tired of running to the ATM. And so the theme got through, maybe I had my share of involvement. Now many shops accept cards.

One more thing. I read the notes of a traveler who was on an Indian reservation. At the border of the reservation there was a sort of small market, on the usual wooden crates old Indian men were sitting and selling all sorts of souvenirs of their own making. And everyone had a portable POS terminal!!!

So, Vladimir, don't be sad. If the Indians have started working with cards, the MCs will get their act together. You just have to wait for about 10 years, like with hedging in MQL5))


Renat Fatkhullin:

Alexey, you don't see the gulf between "accepting credit cards" and "transferring funds to credit cards worldwide" either?


I confirm as I was directly involved in implementation of plastic cards - salary projects, cashless payments since 1996 and up to now support these projects as well.

Alexei, it's really an abyss - financial, technical, legal - with a lot of problems!

payments within banks is one thing, payments between banks is another, payments worldwide are three different chasms, one bigger than the other.

MetaQuotes is not an online shop , they do the entry as an additional side service - nothing more. Their revenue is not that big - and it can even be calculated :-) , all is transparent. Everything is transparent.

--------

If only you could imagine how difficult it was to break through the lack of development and stupidity of rigidity in the implementation of payroll projects - not only executives didn't want to but also ordinary people who didn't want to get their salaries on cards!

They had to do it by force against the mass consciousness!

( The masses do not always understand what is good and what is bad, because I am wary of public voting and general opinions) . Had it been voted in 1996 and the law been passed, we would still be wearing a payroll card.

Try to take their card away now and tell them that you have to stand in line for every 15 and 30 days to get the cash! And when you go abroad you sew $ in your underwear.

And how difficult it was to persuade vendors to buy terminals because it was a series of measures - we introduced a payroll project with cards - and we still need to organise an environment to support it.

Because the vendors did not understand why they need the terminal, and some do not understand it yet, their answer is: I do not need the terminal, and I have to pay for it.

Alexey Volchanskiy:

The answer is: I don't need a terminal and I have to pay for it too...And I keep nagging all the shop assistants and owners to bring me an acquiring service, I'm sick of running to ATMs. And the topic got through, so maybe I had a share in it. Now many shops accept cards. ...

Alexei, I do that too.

Can you imagine, I too often turn around in shops and leave saying:

I do not have any cash in my wallet, but I have an obscenely large amount on my card, a very obscene amount - and I will go to a shop with a terminal.

And then, on the faces of the salespeople, there was a pause, a feeling of disappointment, a scene from the famous film (Pretty Woman). From mid-2000 it was already possible to say this.

and can you imagine - in 2016 there are no shops in the area without a terminal. We are promoting the service together :-) And now even the most hardened merchants already have terminals.

Do you know who pays for non-cash transactions? - That's right the merchant pays for them! That's why some were in no hurry to install terminals.

But when they did, the terminals increased their turnover.

 
Vladimir Pastushak:

All organisations should work in the interests of their clients.

In other words, they should choose the most honest and appropriate service among all, and other services should strive to become more honest and interesting in order to compete and not be hungry.

This is called competition.

I understand that PP deftly squeezes dough from all kinds of Chinese junk, and these guys are happy to get their kopecks and do not even understand where they got screwed.

But to do this to people who work with currency and the exchange rate is ridiculous ...

I actually find it ridiculous to listen to pathetic excuses from PP about their internal exchange rate.

In simple terms about internal coercive money taking. (Veiled fraud).

And I'd love to take advantage of the competition, but there just aren't any, some kind of closed loop situation...

Here is the answer...

Renat Fatkhullin:

...

Unfortunately, in Russia electronic payments are about to become not just bad, but completely useless. Today's problems with Russian electronic payment systems are just a development in the process.

 
Dmitry Fedoseev:
Optimistic. So we have not reached the bottom yet. Could someone tell me what's going on?

yep haven't reached the bottom yet...

I'm afraid the answer - or rather a second series of questions - lies in a topic that is off-topic...

Do you remember how Russian banks were blocked from making VISA payments?

We are dependent, we only have oil and gas - we produce nothing.

We do not produce technology, we only use it in exchange for oil gas and timber - for resources.

Yes, we are lucky with our rich territory, because we have iPads, iPhones, IBM, the Internet - all built with equipment made there - and not from us.

The conclusion is that we are not able to move technology forward, we do not have the base.

And most of those who could move it have gone to where it is moved (perhaps something should be changed in the rules that would make it easier, more profitable, and more logical to produce it here).

And then, as luck would have it, oil is down, so we say ... nonsense ... like: No money, but you hang in there ...

etc ...


p.s.

And China is doing it! And it is under totalitarian rule.

Reason: