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A virus infection is always alarming, no matter whether you use your PC for trading or something else. This is nothing MT4 specific.
AV software is not there to allow you installing dangerous software, just like the airbag in your car is NOT there to allow you careless driving and provoking accidents. If an accident (virus alarm) happened then this is always a sign that you did something wrong!I knew the risks when I browse unprotected. It was an old Celeron PC I use to open up emails with. So I never trade demo/live on it; or even open the terminal when I connect.
What disturbs me is the possibility that broker now has yet another tools to mess our trades...