I've just gone to Windows 7, so I don't know if this has anything to do with it. This was working Ok under XP, so I am suspicious.
I have a panel containing a forex pair and I add various indicators and save the template. I can then go to my other panels and load the template successfully.
However, if I then drag an expert onto the panel and save it as a template, when I load it into another panel, all the indicators are stripped out and I'm just left with the candles.